Technology: insights from people who build products

Buy ready-made software when your process is standard and the seat price fits your margins; build when the tool has to follow a process that sets you apart. Seat math over three years with 2026 list prices, the costs people forget on both sides, exit terms, and the Hays example.

Software development as a service (SDaaS) means an outside company builds and maintains your software, and you pay for the work instead of hiring engineers. Four ways to buy it, 2026 prices, and a team that starts in 3-5 days.

Where startup money comes from in 2026, from savings and revenue to loans, grants, crowdfunding, angels and venture capital: the limits on each from official pages, what you give up, and how to match the source to what your product costs.

A fixed price pays off when the scope is small and clear: you know the cost and the date before work starts, and the vendor carries the risk of its own estimate. The five conditions it needs, what to exclude, and the fixed-price first steps we sell.

Crypto breaks borders, and that is why experts talk about its influence on the concept of economic freedom. It is the fundamental right of every human to control their labour and assets. Different levels of economic freedom distinguish various jurisdictions, and there is an opportunity for everyone to access digital co...

The agile software development lifecycle phase by phase, from a founder’s seat: concept, inception, iteration, testing, release and review. What happens in each, what you decide, what you get, how long it takes and what it costs, plus the EU security rule that changes the release phase from September 2026.

How to plan a fitness or wellness app: pick the daily loop, get health data from Apple Health and Health Connect, know the Apple, FDA and FTC rules for health data and claims, and decide what is paid in the app and what by card.

An API (application programming interface) is a set of rules that lets one program ask another for data or an action. How a request and response work, the main types of APIs, everyday examples, what third-party APIs cost in 2026 and what to check before your product depends on one.

Where EdTech stands in 2026: market size, who is still offline, six niches a new product can win, the 2025-2026 rules for children’s data and AI in education, EdTech websites vs apps, and how to size a niche before you build.

Microservices let teams deploy parts of a system on their own, at the price of running a distributed system. What that costs in 2026, five signs that splitting pays off, and why most first versions should start as one well-divided backend.

QA vs QC in software testing: QA is the process side and prevents defects, QC is the product side and finds them. The 5 differences, where testing fits, what changed with AI-written code in 2025-2026, a release checklist and how we budget QA.

Before you design screens for a neobank app, decide whose licence holds the money. How the three routes differ, the eight parts a first release needs, and what you may promise customers about their money.